It’s helpful to know what kind of credit score one needs when applying for a mortgage because this affects eligibility and interest rate that could result from financing options offered by lenders through mortgages. A 620-credit score is the amount needed to buy a property with a conventional loan. If you apply for an FHA, […]

Knowing how to remove negative entries from your credit report is a great way of getting back on track. You can do so before seven years have passed, as long as you take the right steps. Whether you’ve been late with a payment, have charge-offs or collections outstanding, or even faced foreclosure in the past

An A+ rating can do more than just get you a good car loan or mortgage; it’s also an indication of responsibility and fiscal stability. An excellent credit score is not only practical for securing loans, but has implications in many other facets of life as well. How can you build your credit? It’s not

There are a few quick and easy ways to increase your credit score if you’re not where you want it. It’s important that what supports this is just as good because even 100 points can make all the difference in getting approved for an apartment or car loan, among other things. Your credit score could

Your credit score is a guideline for lenders to see if you’re trustworthy. A high number means that your risk of defaulting on loans and leaving the lender with losses are low, which makes it easier for them to approve an application or loan. A credit score can have a huge impact on your life.